Group Benefits and Retirement Solutions

Institutional Investments

Short-Term Financial Ratings

Independent financial ratings reflect the strength and stability of United of Omaha Life Insurance Company.

Short-Term Financial Ratings	United of Omaha Life Insurance Company
Moody's Investors Service (for ability to repay senior short-term policyholder claims and obligations)	Prime-1 (Superior) This rating is highest of 3.
Standard & Poor's (for ability to meet financial commitments on short-term policy obligations)	A-1+ (Extremely Strong) This rating is highest of 6.

Ratings as of

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Group annuities are issued by United of Omaha Life Insurance Company, which accepts full responsibility for all its contractual obligations under the annuities. Payments and values provided by variable annuity contracts that are based on the investment results of the separate account are variable, and specific dollar amounts are not guaranteed. No financial liability will be incurred by the parent or affiliate companies for business transacted by United of Omaha Life Insurance Company. For a complete product description, including benefits, exclusions, and limitations, please refer to the specific proposal and contract. These products are not available in NY or PR.

United of Omaha is licensed in all states except NY.

AFN40102-318