Deferred Income Protector is a deferred income annuity that can provide you with the financial security of a guaranteed income that can begin 2 to 40 years in the future.
- Can provide you a guaranteed income that you can't outlive
- Allows you to defer income payments until later in life (up to 85 years old)
- Offers income payment advance and annual increase option features
For a free consultation about annuities, find an agent.
Who needs this?
Deferred Income Protector may be right for you if you are:
Nearing retirement
- Can act as a personal pension plan to supplement your other retirement income
Looking to defer income payments
- Can defer income payments later in life, guaranteeing you income for as long as you live
Payment Options
- Single Lifetime Income Only – payments for an annuitant's life
- Single Lifetime Income with Cash Refund – payments for an annuitant's life with any remainder of the purchase payment payable to beneficiaries at the annuitant's death
- Single Lifetime Income with Installment Refund* – payments for annuitant's life with any remainder of the purchase payment payable to beneficiaries in regular installments
- Single Lifetime Income with Period Certain* – payments for annuitant's life or a certain period, whichever is longer
- Joint Lifetime Income Only – payments for the annuitant's and joint annuitant's life
- Joint Lifetime Income with Cash Refund – payments for an annuitant's and joint annuitant's life with any remainder of the purchase payment payable to beneficiaries at the death of both annuitants
- Joint Lifetime Income with Installment Refund* – payments for annuitant's and joint annuitant's life with any remainder of the purchase payment payable to beneficiaries in regular installments at the death of both annuitants
- Joint Lifetime Income with Period Certain* – payments for annuitant's and joint annuitant's life or a certain period, whichever is longer
* Not available for qualified longevity annuity contracts (QLAC)
