Voluntary Short-Term Disability Insurance Underwritten by United of Omaha Life Insurance Company (Mutual of Omaha Insurance Company in NY)
You can build a benefits package that employees find attractive and valuable by adding our voluntary short-term disability insurance. Employees are responsible for making premium payments, so your company is free from additional expense.
Flexible options and features
- Pre-existing condition limitation 3/6 optional standard
- Annual open enrollment - guarantee issue available
- Takeover of individual worksite and group plans - Pre-existing condition limitation is waived for employees currently enrolled
- Benefit periods up to 104 weeks
- Portability
- Survivor benefit available
- Composite rates (age banded rates available)
- Waiver of premium while collecting benefits
- Non-integrated plans of 10, 20, 30, 40 percent of salary are available
Eligibility requirements
- Minimum enrollment of 10 employees or 15 percent of eligible employees, whichever is greater